India has traditionally focused heavily on rural development, investing billions in schemes like MGNREGA (rural household employment), PM-KISAN (direct payments to farmers), and PMAY-G (rural housing facility). While rural areas still struggle with development and access, urbanization is accelerating, with over 35% of the population now residing in cities. However, urban infrastructure investment remains severely inadequate, with a projected shortfall of nearly $827 billion by 2036 (World Bank estimate). This lack of funding has led to overcrowded cities, poor public transport, and a worsening housing crisis.